Terms and Conditions of Use

These terms outline the rules and obligations that apply to your use of xendoluvia.com. Review them carefully and contact us with any questions.

Last updated on October 21, 2025.

Acceptance of Terms

By accessing or using our website, you agree to these terms. If you do not consent to these provisions, please discontinue use immediately. Continued use implies agreement.

Definitions

The following definitions provide clarity for the terms within this website policy.

"Service" refers to the informational and negotiation guidance offered on xendoluvia.com.

"User" means any individual or entity accessing xendoluvia.com or requesting our services.

"Content" refers to all written text, images, and documentation provided or published on the website.

"Agreement" means the collective terms and policies set out for using our services.

Permitted Use of Services

Services must be used for lawful, non-commercial financial discussions connected to budgeting or negotiation processes. Misuse is not permitted.

Eligibility

Services are available to adults with full legal capacity, as recognised under Australian law. Users must ensure that they qualify before accessing services.

Not available to individuals under 18.

User Responsibilities

Each user is responsible for complying with regulations and the standards set forth in this policy.

Provide accurate, current, and complete information when requested.
Use services only for intended, lawful purposes, and not to misrepresent any party.
Respect confidentiality and privacy of other users and consultants at all times.
Promptly update us on any changes to their details connected to service requests.

Prohibited Uses

The following activities are strictly forbidden on this site.

Using the website for illegal, harmful, or misleading activities, including impersonation or fraud.
Misusing advice or recommendations for unauthorised financial transactions or promotions.
Copying, redistributing, or commercialising site content without permission.
Disrupting the site, overburdening systems, or hindering consultants’ support.
Soliciting, or sending unauthorised commercial communications via site contact forms.

Content and Intellectual Property

All content on the website is the property of xendoluvia.com or respective licensors. Users may view, reference, and share content with attribution for non-commercial use only.

User-Generated Content

Users may submit inquiries, comments, or relevant feedback as allowed by site features, with all submissions remaining voluntary.

Your Content Rights and Usage

By submitting feedback or questions, you grant xendoluvia.com a non-exclusive right to reference or use submissions for internal improvement only.

Our Privacy Commitment

Your privacy is governed by our privacy policy, which explains the collection, use, and safeguarding of user data. For more details, see our Privacy Policy.

View privacy policy

Disclaimers, Risks, and Limitations

Please review important risk and responsibility disclaimers in this section.

General Risk Notice

Negotiation support is based on professional judgement and current market information. Results may vary, and past outcomes do not guarantee future success.

Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages connected to your use of the website or service recommendations.

Indemnification

You agree to hold xendoluvia.com and its team harmless from any claims, losses, or liabilities resulting from improper use of services or violation of these terms.

Dispute Resolution Process

Any issues or concerns will be handled through the formal process shown below.

Arbitration

Disputes may be resolved via independent arbitration if informal negotiation is not successful. Arbitration will be guided by applicable Australian law.

Arbitration does not restrict other legal rights allowed by law.

Online Dispute Resolution

Users may also pursue resolution via Australia’s designated online consumer dispute platform if eligible. See more information at the linked resource.

Online dispute platform info

Severability

If a provision is found invalid by law, the remainder of this policy continues in force.

Entire Agreement

These terms, combined with our privacy and disclaimer notices, represent the full agreement between the parties regarding website use.

Applicable Law and Jurisdiction

These terms are governed by Australian law. All disputes will be heard in Australian courts unless agreed otherwise in writing.

Termination

xendoluvia.com may suspend or terminate service access where terms are violated, or where required by law or risk management policies.

Updates

Terms and services may be updated periodically. Users are encouraged to review the policy to remain informed about changes.

Contact for Questions

Reach out with questions or feedback concerning these terms and policies.

Contact Email: content@xendoluvia.com

Contact Number: +61.7.9528.7982

Postal Address: 125 Stirling Street, Perth, WA 6000 Australia

Policy Effective Date: October 21, 2025

Version: 3.0